Innovation Insurance Group, LLC
Ty Sagalow  Platinum Member

Available Globally


96 Mountain Avenue
Millburn, NJ, 07041


Mr. Sagalow is an expert witness in insurance disputes with a focus in Directors and Officers, Professional Liability and other Financial Lines policies but has been retained in other policy types.



As of August 2023:
>Retained 135+ times as an insurance expert; testified 55 times (6 times at trial or arbitration)
>Knowledge base: Underwriting/Claims/Bad Faith/Broker E&O;
>Specialty: D&O and Professional Liability but are frequently retained in other product lines including business interruption and homeowners
>40+ years insurance executive at AIG (25 yrs), Zurich and others
> Positions held:
>>AIG: Chief Underwriting Officer, General Counsel, Chief Operating Officer, Chief Innovation Officer
>>Zurich:, Chief Innovation Officer
>>Lemonade: Chief Executive Officer (Lemonade Insurance Officer); Chief Insurance Officer (Lemonade, Inc,)
>Federal/State/International Court

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Mr. Sagalow is a 40 year senior insurance executive veteran, 25 of which at AIG where he held various positions including Chief Underwriting Officer and General Counsel of AIG Executive Liability (D&O, E&O), Chief Operating Officer of AIG eBusiness Risk Solutions (Cyber insurance) and President of AIG Product Development. Following AIG, Mr. Sagalow was Chief Innovation Officer of Zurich North American and Chief Innovation Officer of Tower Group. Mr. Sagalow is a Founding Member of Lemonade Inc. (a InsurTech “unicorn”) and its founding Chief Insurance Officer. From 2015 – 2017, he was the CEO of Lemonade Insurance Company.

Since 2012, Mr. Sagalow has been the Founder & CEO of Innovation Insurance Group, LLC. ( IIG is a premier consulting firm to the insurance industry. In addition to his Insurtech work, a major part of Mr. Sagalow’s practice is providing expert witness testimony in insurance cases, especially in the management and professional liability arena. In this role, Mr. Sagalow has been retained in over 89 cases in the last 84 months representing (almost equally) policyholders and insurance carriers in coverage disputes and insurance litigation. He has testified over 33 times in insurance matters, including 5 at trial/Arbitration. (As of April 2020)

The United States District Court for the Southern District of California affirmatively held that Mr. Sagalow was a qualified insurance expert under Rule 702

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Insurance   ,   Insurance Agents Duties   ,   Insurance Agents Duties and Standard of Care   ,   Insurance/Bad Faith   ,   Insurance Brokers Standards of Care   ,   Insurance Claims Expert   ,   Insurance Claims Disputes Analysis   ,   Insurance Claims Analysis/Handling   ,   Insurance Claims Disputes Analysis   ,   Insurance Litigation Expert   ,   Insurance Claims   ,   Insurance Coverage Analysis   ,   Insurance Industry Custom and Practices   ,   Insurance Policy Interpretation   ,   Insurance - Property   ,   Insurance Underwriting   ,   Insurance Commercial Property Insurance   ,   Insurance Claims, Commercial Lines   ,   Insurance Claims, Specialty Lines   ,   Insurance Bad Faith   ,   Insurance Coverage and Bad Faith   ,   Insurance Claims and Bad Faith   ,   Insurance - Large Loss Claims   ,   Insurance - Liability Claims   ,   Insurance - First Party Bad Faith

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