Credit Damage Consultant and Expert Witness Capabilities:Doug has 30+ years of experience in analyzing consumer credit reports and has reviewed more than 12,000+ reports. He has authored many articles and created educational materials on the subject.
Credit Report Evaluation, Preparing Credit Damages Report including Quantitative Assessment, types of Credit Damages, reviews Federal Truth-in-Lending Disclosures, Financial Calculations, Fair Credit Reporting Act, Review of Residential Mortgage Loan Application forms 1003 & 1008, Modern Credit Scoring, Unfair Debt Collections, Evaluate Testimony, and Developing Questions for Depositions and Trial. Credit Scoring, Credit Damages, FICO harm, Mortgage Lending, Real Estate investments and lending.
Credit Report Evaluation, Preparing Credit Damages Report including Quantitative Assessment, types of Credit Damages, reviews Federal Truth-in-Lending Disclosures, Financial Calculations, Fair Credit Reporting Act, Review of Residential Mortgage Loan Application forms 1003 & 1008, Modern Credit Scoring, Unfair Debt Collections, Evaluate Testimony, and Developing Questions for Depositions and Trial.
Educational Certifications and Licensing Exams:
From November 3, 2009 to November 2, 2011, Doug held and was recognized by the Consumer Data Industry Association of Washington D.C. for successfully meeting the conditions of eligibility and passing the required examination to receive a Fair Credit Reporting Act Certification. Edward Jamison, Esq. of CreditCRM in Los Angeles, California presented Doug with a Certification of Expert status in the fields of Credit Scoring and Credit Restoration. (March 28th 2008)
Doug also earned a Certificate of Achievement and Training Certification: FACTA – Identity Theft Prevention Program.
At the CMPS Institute Doug met the required standards and successfully completed the training and examination process and is acknowledged as an expert in the area of Mortgage Planning, Cash Flow Management and Real Estate Equity Management. (October 2006)
In 2008 Doug completed and passed the requirements earning the Certified Divorce Planning Professional designation which focuses on creating equitable solutions for divorcing individuals and focusing on protecting their C.R.A.D.L.E. (Credit, Resolve, Assets, Dependants, Life and Estate).
In 2005, Doug attended HTSA, High Trust Sales Academy, in Chicago, IL and was awarded title of Mortgage Planner with the emphasis on Customer Focused Planning (April 2005).
Doug has held a Real Estate Salesperson License from the Department of Real Estate in California since 1985.
President of Easy Credit Relief Inc. since 2007 plus over 30 + years in mortgage lending and Real Estate investing. Extensive training in FICO and other credit scoring models from former employee of FICO and Equifax
